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Meet the Team

Morgan PenningtonMorgan Pennington was born and raised in Oklahoma and went to school at Oklahoma State University where he studied Finance and Marketing. He moved to Colorado in 2006 to follow his passion of snowboarding, rock climbing, hiking, fishing and camping. He was drawn to Colorado by the great outdoors and soon realized how precious his surroundings were. Morgan now considers Buena Vista his home and couldn’t imagine living anywhere else.

As the Owner and Senior Mortgage Consultant for Mountain Homes Lending LLC in Buena Vista,  Colorado, Morgan takes a consultative approach with his clients and business partners. It can be hard to keep up with all of the changes that have occurred in the industry over the past few years. Morgan’s goal is to educate his clients so that they fully understand their options and can make an informed decision. At Mountain Homes Lending, we pride ourselves on full transparency and set clear expectations from the very beginning with regards to closing costs, rates, underwriting turn times, and challenges we might face.

Morgan would love the opportunity to help you purchase your next home, or help you determine whether it makes financial sense to refinance your existing mortgage. Contact Morgan today for a free consultation.





Meet Dan Rash
As a seventh generation Buena Vista resident, I feel proud to be a resource for such a special place. After studying business administration at Western Colorado University, I went on to help students finance their education in Denver, CO. My career has been focused on helping others while creating an organic relationship between people.

If I am not in the office working on your mortgage, you will find me practicing my archery skills, fly fishing the Arkansas or on main street enjoying the local BV eateries and distilleries.

As a producer for Mountain Homes Lending LLC, I take the time to get to know each client and their needs. This allows me to take a big picture and sort out the finer details to help you reach your goal.

If you are curious about buying a home or refinancing an existing mortgage, please give me a call. I would be happy to help you discover the possibilities that Mountain Homes Lending LLC can offer.




Meet Justin Frodella

Justin Frodella was born and raised in New York City.  He went to Fordham University in the Bronx where he studied Communications and Media Studies.  He served in the Peace Corps in Tanzania and then got his Masters degree in Education at Northern Arizona University.  He taught elementary school in Alaska, Hawaii, Michigan, and New Zealand.

Justin’s passion for all things outdoors lured him to Colorado in 2016.  He signed on with Mountain Homes Lending as a Mortgage Consultant in Buena Vista, Colorado, and has never looked back.  While Justin misses sushi and Rockies games, he has been loving re-igniting his connection to nature and the majesty that is the Rocky Mountains!

Justin uses his skills as an educator to teach his clients about the way mortgages work and places them in a position to get the best possible product for their circumstances.  His integrity and passion for helping people achieve their financial dreams allows clients to know they are in the best of hands when they come to him for advice.

Justin welcomes the opportunity to be a resource for current and prospective Colorado residents who seek to purchase or refinance their home.  Call Justin today for a free consultation!