Apply Now

USDA Loans


The USDA home loan program was established to help people purchase residential and commercial real estate in rural areas. Eligibility is based upon your household income and the location of the property.

The program covers both single and multi-family residential units as well as property for business use. Household income eligibility varies by state, and Mountain Homes Lending can help you to review your potential eligibility using a variety of government-regulated formulas and maps.

It’s important to note that USDA loans are not just for farmers anymore. In fact, millions of folks can now qualify for these loans. USDA loans tend to offer better terms than an FHA or conventional loans, including lower rates and zero down financing. A USDA loan can be used to buy a new home or even to refinance an existing home at a lower interest rate.

If you are considering the purchase of a new home or property outside a major metropolitan area, we can assist you in examining all of your options. To discuss your mortgage needs, please call Mountain Homes Lending at 303-815-6655 or click here to email us and request more information.