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Conventional Loans
Fannie Mae and Freddie Mac conforming loans offer flexible loan terms and various down payment options.
FHA Loans
With lower credit requirements and as little as 3.5% down, this is a great option for first time home buyers.
VA Loans
An exclusive, well-earned benefit, the VA loan can include $0 down, no monthly mortgage insurance and the ability to borrow up to $1.5 million.
USDA Loans
If your home is in a rural area you may qualify for a $0 down loan backed by the US Department of Agriculture.
Jumbo Loans
Borrowers needing loan amounts above conforming loan limits
Manufactured Homes Program
Manufactured homes built after 1976 are eligible for competitive interest rates if built in accordance with HUD guidelines.
First Time Home Buyers
First time home buyer programs offer little to no down payment and assistance with closing costs.
Bank Statement Program
Self-employed borrowers who claim a lot of deductions since tax returns are not required
Investor Cash Flow Program
Property Investors who qualify based on rental income analysis. No income verification required
Asset Qualifier Program
Borrowers with plenty of assets but no monthly income
Portfolio Select Program
Borrowers with situations that don’t meet conventional loan program guidelines
Reverse Mortgage
If you are 62 years or older and would like to access your homes equity and have no mortgage payment, this program might be a great fit for you. A Reverse Mortgage “purchase” is also an option for seniors who would like to purchase a home and have no monthly mortgage payment.